Critical Illness
In the time it takes you to read this sentence, the bills from a critical illness may have forced yet another American to file for bankruptcy. Some 1.4 million Americans will file for bankruptcy in 2017, which equates to about three every minute.

In the late 1990s, a new financial product was developed to help consumers cover expenses associated with critical illness. Appropriately, it's called Critical Illness Insurance.

This specialized insurance provides a lump-sum, tax-free payment should a policyholder suffer from certain specific critical conditions. Some 600,000 Americans now have this protection purchased on an individual basis or through a plan offered by their employer.

We answer the more common questions posed by consumers. Our goal is to provide the information you need to make an educated decision.


The three primary critical illnesses are: cancer, heart attack and stroke.
Critical illness insurance policies may also cover such conditions as:
Heart Transplant
Coronary Bypass Surgery
Angioplasty
Kidney (Renal) Failure
Major Organ Transplant
Paralysis
Insurance Solutions has partnerships with all major insurance providers so we may offer the best plan for your needs and budget.
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